Depending on where you’re based, you’ll find PayPal’s new data-sharing option under a different name. Remember, you may not see this at all if you’re based in a country that doesn’t allow it.
If you’re in the US, you should head to your profile Settings and tap on Data & privacy. Under Manage shared info, click on Personalized shopping. You should see the option enabled by default. Toggle off the button at the right to opt-out.
If you are in the UK like me, you’ll see something different after you head to your profile Settings and tap on Data & privacy.
Under Manage your privacy settings, here you’ll see an Interest-based marketing tab – click on it. At this point, two options will appear: Interest-based marketing on PayPal and Internet-based marketing on your accounts. You have to tap on each of these and toggle off the button at the right to opt-out. These instructions can also apply if you’re based in the EU.
Starting early summer 2025, we’ll be building more personal experiences for you.
Let’s just keep it professional Fintech. Thanks for the post OP.
Confirmed this was enabled in my account. Fuckers. Also check out your search privacy settings in your PayPal account too. Also sharing info by default.
In the app, under Data and Privacy:
Yep, they turned it on by default. It looks like you have until Nov 27th to turn it off before they share your data.
They also like to just hold onto large chunks of money arbitrarily.
Oh, you’re going to take it up with customer support?
Lololol.
Thanks, disabled. If they want this kind of info then give users a reward for it like 1-2% cashback or coupons. This is just greedy.
They can’t give a reward for a “oh shit we’re running out of hedge fund money, we need to stay solvent , let’s sell out our user’s data”
Good post. Just turned it off. I appreciate the heads up.
Good thing I deleted my PayPal years ago over a previous TOS change.
What do you use instead?
Just standard credit card processing for purchases and zelle or venmo for transfers.
I got bad news about who owns Venmo.
I assume everyone is owned by someone terrible, but the individual policies and changes are what drives me to swap.
I pay for things on sites processed by PayPal too, I just don’t have an account.
The credit card is selling your data as well, in most cases
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Crypto. Works great for everything I previously used PayPal for
Edit: lmao people mad. For what it’s worth BTC is screwed by txn fees and ETH isn’t much better, and there’s the whole scam thing going around, but crypto is still the best libre banking.
While I… dream of a world where something like kaspa is used for such things, quit larping. Crypto is for gambling and money laundering.
No one on Facebook marketplace is going to go “Oh, send me your eth address.”, lmao.
I had a crypto phase. I know the entire ecosystem. Banking? Only if you can trust the backwards literal “who knows” entities you’re dealing with. Should I bring up Celsius or FTX?
The only reputable one I’d even begin to consider would maybe investing in a BTC ETF, at least then you’re clear of transaction fees and you get the same benefit of following the price as you would a Gold or oil fund and you don’t have to touch the poison directly. Ether and Base are going to get absolutely destroyed if Kamala wins and won’t fair much better than a flatline if Trump does, and you can wave goodbye to Arbitrum and Avax since the US isn’t going to give a shit about an outside entity.
In a perfect world, we’d have a modernized version of BTC that isn’t mineable, that’s limited in volume, inexpensive to upkeep, cheap to transfer and usable as a universal currency, but humanity always gets in the way, either in adoption, distrust, greed or shortsightedness. Either the entity developing it gets high and mighty or everyone holding it becomes an influencer, or it turns out it isn’t as eco friendly as you thought it was and the datacenter is on fire…
None of this even touches Brazil blocking X, which is the bulk of the memecoin universe aside from India, and Telegram getting shaky, influencers moving away from crypto and into marketing schemes…
You’re running out of scams.
BTC ETF is a sad state of affairs and has nothing to do with replacing PayPal. I’m talking about strictly using crypto to pay for work or services (i.e. I only pay people online in crypto, I only pay for my DNS/VPN/etc in crypto)
Mine was off, don’t know if it’s because I’m in California, but I toggled it back and forth to check and left it off.
Doesn’t seem to show for business accounts FYI
Paypal needs to be deleted
I can’t believe we don’t have anything to actually compete with it
Off by default for me (EU)
On for me in the EU
It was on for me in Lithuania
US only iirc
What is someone squatted on your email, starting an unverified account attached to your email address with their phone number, but the fuckers at PayPal won’t do a thing about it?
I had someone hijack my account last year, Like a dummy, I had failed to setup 2FA. I caught it in the morning after they worked it most of the wee hours. Phone and email had been changed. I contacted PP and to my surprise they were effective in righting everything. By the end of the day, it was corrected. I was absolutely shocked they were so helpful, but I guess it can happen. So, maybe try again?
Trust me, we have tried. The problem is that while there was never a PayPal account verified to that email address, somehow a foreign number is attached to it. Every time we have tried to start an account with that email, the verification ping goes to that number, even though the email is unverified. We haven’t found a way to tell PayPal to disassociate that number, because we never had any account attached to it to begin with.
Cool, they banned my account some years ago and nothing of value was lost. And I don’t think I even did anything to violate their rules, I only used it to pay rent for a few years and a handful of eBay purchases. My best guess is that someone “hacked” my account (my PW was pretty bad and in multiple breaches), but I tried logging in after years of not using it and couldn’t do anything with it.
But yeah, nothing of value was lost. I haven’t needed PayPal for years and don’t need it now. Just say no and pay directly on whatever site you’re buying at. I’ve bought tons of stuff from eBay and other online sites for years and it has never been an issue.
So screw 'em, just don’t use their service.
Glad I deleted PayPal ages ago.
