• macattack@lemmy.world
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    1 year ago

    This meme seems reductive. Mandatory protection would also cover a single-payer health system.

    There’s a difference between protesting poor regulation of mandatory services (ie healthcare) vs a libertarian, “It’s my right to die in a car crash because I don’t want to wear a seatbelt”

    • theonlytruescotsman@sh.itjust.works
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      1 year ago

      Private insurance is quite possibly the worst thing to happen to humanity, and mandated private insurance to survive is telling poor people to die if they don’t slave hard enough.

      • NocturnalMorning@lemmy.world
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        1 year ago

        My comment was directed at the comparison being made. I agree, private insurance isn’t a great way to move forward. Although, i don’t know that id say it’s the worst thing. It’s a single domino in a long line of shitty dominos.

    • hexadence@lemmy.worldOP
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      1 year ago

      The concept of taxes was to empower the center for system maintenance, infrastructure, education, etc. We are gradually being handed the bill for all of those things, yet the taxes remain the same. The position of top management has become a tool for monopoly and oppressive control. Social economic system has become a self fueled prison. A couple of minutes past midnight.

  • finitebanjo@lemmy.world
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    1 year ago

    It’s actually explicitly not mandatory.

    If your only options for insurance are unlikely to cover the expected costs of your care because of their terms, then it’s only a loss. If your coverage might cover tens of thousands of dollars of surgery that you couldn’t cover otherwise, then it’s prudent to take the insurance fee loss than the surgery loss.

    In a system where insurance doesn’t exist but the government also doesn’t fund it, each individual person would be financially crippled with debt if anything ever went wrong. We’ve also seen healthcare savings plans and mutual funds equally or even moreso capable of such fraud and unethical terms.

    Ideally, we would elect representatives who want all healthcare funded through the government. The government is very clearly capable of operating at a deficit, and in fact would spend less under that system than they do currently on healthcare through subsidies and programs which compete with insurance companies despite not having authority over medical pricing.

    I actually think a better analogy is treating it as a tax than a racket, currently. It’s still not accurate, but if you avoid paying it long enough then you get the mother of all fines. If you avoid paying a racket, you’ll also get the mother of all fines, because they’re gonna break your fucking legs.

    • hexadence@lemmy.worldOP
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      1 year ago

      In a system where insurance doesn’t exist but the government also doesn’t fund it, each individual person would be financially crippled with debt if anything ever went wrong.

      1. No. If the insurance didn’t create the atmosphere of territorial turfing, prices would be naturally set by competition. They would be much more accessible.

      2. Let us not forget the amount of claims that get denied in order to guarantee financial solvency for the middleman parasites.

      .

      Ideally, we would elect representatives who want all healthcare funded through the government.

      Yeah. Let’s just support this nonsense by printing more money. /s

      If you avoid paying a racket, you’ll also get the mother of all fines, because they’re gonna break your fucking legs.

      Direct violence is out of fashion. Now it is all about systematic financial crippling into homelessness and starvation.

      • finitebanjo@lemmy.world
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        1 year ago

        No. If the insurance didn’t create the atmosphere of territorial turfing, prices would be naturally set by competition. They would be much more accessible.

        Hospitals aren’t very competitive. Theres maybe 1 in a large town and that’s it. Small practices are already competitive. You do have a point about insurance companies intentionally driving costs up, but the hospital networks themselves have even more say and the only way to take that power away is having regulators set the prices and not the providers.

        Let us not forget the amount of claims that get denied in order to guarantee financial solvency for the middleman parasites.

        Average 18% denied, less than a percentage of denied claims appealed. So 82% of claims get covered.

        Yeah. Let’s just support this nonsense by printing more money. /s

        Actually, as I mentioned, the government would spend less than they currently do.

        Direct violence is out of fashion. Now it is all about systematic financial crippling into homelessness and starvation.

        Because nobody ever wins with direct violence. Everyone loses.

  • TrickDacy@lemmy.world
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    1 year ago

    So you’re under the impression that the public likes our insurance system and takes issue with it being accurately called a ripoff? … That’s not the case. And we knew that even before a killer was widely praised for killing an insurance CEO

    • Takumidesh@lemmy.world
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      1 year ago

      That’s just not true, at all.

      Car insurance is mandatory if you have a car in the us and health insurance is mandatory in many states in the US.

      Many landlords require renters insurance, and banks require homeowners insurance.

      In my state workers comp insurance is mandatory if you have more than three employees.

      Banks are required to have fdic insurance. I’m sure there are many more examples, but that is just off the top of my head.