Your friends are sharing your struggles with you? Sounds like a great time to mock them for… Checks notes “caring about you” and “offering solutions that are both available and have scientific evidence suggesting they actually help”.
This isn’t funny it’s just being a dick.
“I kept overdrafting my account even though I opted out”
Is this some SovCit shit where they think “opting out” of the terms of service for their bank account is an option?