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Joined 2 years ago
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Cake day: July 4th, 2023

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  • Different financial institutions (FI) will all have different appearances, because of the nature of how MX is implemented, and whether on desktop or mobile. In the case of my credit union, it’s right here:

    The interface of MX Platform on desktop looks like this:

    You might see something like this in your online banking home page:

    There are two ways that MX can get data from other accounts which you have to explicitly link in your bank/CU interface. The first method is through Open Banking protocols, which are mercifully obfuscated from the end user. Seriously, if you’re having trouble sleeping, try reading some of the Open Banking specifications. :D One selects their FI from the list, and enters creds and 2FA challenge. The other method is screen-scraping, but again this is abstracted away from the end user.

    One of the features where MX slaps more than anyone else (for now) is identifying the source of debits and classifying them. Underneath the hood, debit and credit card transaction strings are chaos. But even if MX gets it wrong, you can manually re-classify your expenses, and it will apply that to future transactions (optional). I already mentioned the burndowns, but if you have an idea for a saving schedule, MX will provide reminders and factor in your growth. Platform will also provide reminders for almost everything.

    Let me know if you have any other questions.



  • As others have said, a spreadsheet is the simplest. If you do your banking with a credit union, chances are they make MX available to you in your online banking. A lot of banks use MX too. Their software provides the projections and forecasting you seek, as well as Open Banking connections to all of your other accounts. If you have loans, it also has burndowns of outstanding debts. Extra bonus: MX doesn’t sell your data.

    Disclosure: I used to work for MX.





  • This is a serious bummer all around. But wow, does that article suck on its lack of detail. But I guess actually digging into the facts wouldn’t make for clickable headlines. “Oooooh, DRONES!”

    1. There are Temporary Flight Restrictions (TFR) in place for that region.

    1. Was the drone part of monitoring/firefighting efforts? If it was, that is a terrible error on the part of the sUAS operator and observer. Then again, smoke and fire, which would make for a less interesting story. “Drone participating in firefighting hits plane.” Editor: Boooring! Let’s make it vague so we can cash in on some drone fears.

    2. Lots of drones won’t even fly in a TFR zone. More professional drones will warn the pilot AND provide a warning about planes in proximity.

    3. All sUAS 250 grams and larger are required to have RemoteID. Plenty of drones won’t even fly unless the RemoteID is functioning fully. And if it shits the bed during flight, lots of drones will just automatically land. Again, except for more professional models or for small cheapies. So one of two things are true: the FAA knows exactly who the responsible party is, or the operator is an utter douchecanoe




  • I tightly curated my feeds to stick to trusted sources on specific topics. The most “controversial” topic in my feed might be how to cook certain things certain ways or maybe business analysis. The rest of my topics are known, trustworthy primary sources for things such as software, electrical, and mechanical engineering, culinary science and techniques.

    There’s also a bunch of “how to more efficiently do [thing that I already do] with [system I already use/own].” It’s pretty difficult to get suckered into misinformation on techniques for automatic code generation in C# or how to cook a carbonara sauce from the author whose books I already own.

    Something that really helps is never clicking on anything like “I should have bought this years ago” or any similar shit. I realize that I might be missing out on things that would actually make a certain task easier. But if it’s really life changing, I’m sure one of my trusted sources, online or otherwise, will get around to suggesting it to me.

    Staying away from talking heads, even ones I like, goes a very long way to preventing blatant bullshit ever getting suggested. I click quite often on “don’t suggest again.” It’s a chunk of effort up front, but then it’s a small amount of maintenance from there.



  • I have a different perspective. Sure, we want talent in our country. Let’s set aside that H-1B is an abusive program only a half-step away from indentured servitude. Can we agree that we actually want all nations’ citizens to be healthy, well-educated, and high functioning? If we can agree on that point, we should work to enable and empower those workers in their home countries.

    This obviously requires other factors: penalties for offshoring, compulsory unions, strong unions, limiting corporate power, strong environmental protection… And while I’m dreaming, I still want an RC car for Xmas.

    But seriously, brain drain is real. And pulling talent from other countries is just colonization on a smaller scale, but with serious impacts for both countries involved. If US corporations can’t compete without importing talent, all while refusing to invest in our citizens, they deserve to be consigned to the scrapheap.



  • I heard this so much in my “misguided liberal” youth. Now I’m in my 50s, and I have learned so much, seen so much, and can confidently be sure of*** even less than that of which I was sure in my teens and 20s***!

    All of the people who told me “you’ll understand when you’re older” were full of shit. Some of them are still alive and one thing that I understand for sure: they stopped learning, stopped paying attention, and they are confidently incorrect about things that stopped being true during the first and second Reagan administrations.

    Here’s a great example: my damned Conservative, MAGA, kick-the-ladder-out-from-behind-her mother. “You should just stay with an employer, stop changing jobs, and they’ll give you a pension.” Uh, yeah Mom, pensions are no longer a thing. Also, job hopping is how we get meaningful salary increases.