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Turns out if you simply send a check or online payment for the amount due to your lender each month they can’t repo your car. It’s naval law or whatever.
Plot twist: they’re gonna discharge their 7000 dollar debt with a promissory note
Or with a negotiable instrument, but only after agreeing using a statement signed under 45° in red inkt. All rights reserved, with prejudice.
I could pay off part of the loan with this 7 grand, or I could use it to pay off ALL the loan…🤔