• finitebanjo@lemmy.world
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      26 days ago

      Two weeks ago people were posting stats on the front page showing the industry average denied claims is around 16% and UnitedHealth denies double that at 32%, so that means the vast majority of claims are approved even for the worst examples.

      • Bahnd Rollard@lemmy.world
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        26 days ago

        Ideally it should be 0% (this is too optomistic, but I am not one make that figure) people pay into an insurance system to distribute risk. If a company cant resolve the inflow/outflow problem (not even going to get into profits, for-profit insurance is unethical) then it needs to be managed by an organization that can. ~30 governments (USA not amongst them) that have solved this problem for their citizens and anyone requiring medical assistance within their borders.

        • finitebanjo@lemmy.world
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          26 days ago

          Right right right all cool, but I was conversing with that other user who claimed nothing was getting approved.