Two weeks ago people were posting stats on the front page showing the industry average denied claims is around 16% and UnitedHealth denies double that at 32%, so that means the vast majority of claims are approved even for the worst examples.
Ideally it should be 0% (this is too optomistic, but I am not one make that figure) people pay into an insurance system to distribute risk. If a company cant resolve the inflow/outflow problem (not even going to get into profits, for-profit insurance is unethical) then it needs to be managed by an organization that can. ~30 governments (USA not amongst them) that have solved this problem for their citizens and anyone requiring medical assistance within their borders.
Two weeks ago people were posting stats on the front page showing the industry average denied claims is around 16% and UnitedHealth denies double that at 32%, so that means the vast majority of claims are approved even for the worst examples.
Ideally it should be 0% (this is too optomistic, but I am not one make that figure) people pay into an insurance system to distribute risk. If a company cant resolve the inflow/outflow problem (not even going to get into profits, for-profit insurance is unethical) then it needs to be managed by an organization that can. ~30 governments (USA not amongst them) that have solved this problem for their citizens and anyone requiring medical assistance within their borders.
Right right right all cool, but I was conversing with that other user who claimed nothing was getting approved.