Wonderful response, and I agree completely. It echoes the thoughts I’ve tried to convey to friends in their 20s, but much more eloquently than I have managed.

That wouldn’t stop page views from being counted.

It’s harder to create new content than to correct existing content.

They’re not really comparable since Bitwarden has the source available for auditing and Proton Pass (server) does not.

They recommend SimpleFIN instead of Plaid: https://old.reddit.com/r/selfhosted/comments/1cmfk8x/actualbudget_has_anyone_written_a_plaid_importer/

Yes

Net worth and investment tracking goes in my spreadsheets, budgeting in Actual Budget.

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Why not Actual Budget, which is also self-hosted, open-source bucket budgeting based off YNAB, however it appears to be a lot more mature.

They also transparently run the project on Open Collective which I like: https://opencollective.com/actual

It’ll be easier to run the LLM in Podman on Bazzite.

Any cloud is a secure backup on Linux if you use rclone crypt :)

It works with Google Drive, Dropbox, One Drive, and countless others to create an encrypted cloud storage, where the cloud provider can never view your file contents.

I do it that way for my kid as she prefers it, and the “normal” way for me, and it is identically easy.

I cannot understand the claim that it’s easier the seed end, it’s just not true.

It’s definitely cleaner doing it the normal way from the bunch end as you never get bits of banana on you if it’s a particularly squishy one.

Bunch end wins for me. Just as easy if not easier and no mess.

You neglected to quote the most relevant part of the article which answers your own question regarding Monero:

Proton Wallet is in a strange position. I’ve spoken to a few sources who suggest that privacy features like CoinJoin, which can mix Bitcoin in order to better anonymize transactions, were intended to be included at launch. The crackdown on the ill-fated Samouri Wallet project by U.S. authorities last April certainly put a damper on privacy in the Bitcoin space, and likely made Proton wary of introducing such features to the public.

Proton suggests this themselves, stating on their website:

“Coinjoin is considered the best solution for improving blockchain privacy. It works by mixing your BTC with other users’ BTC in a collaborative self-custodial transaction where you get back the same amount of BTC that you put in but on a different address that cannot be easily linked to your previous address. However, in 2024, in what many consider to be a regulatory overreach and attack on privacy, some of these Coinjoin services have been declared illegal in the US and EU. The future of financial privacy may therefore be decided by ongoing litigation in the next decade and privacy advocates should support these efforts.”

This situation likely soured Proton on other privacy-friendly cryptocurrencies like Monero as well. I get it, financial privacy is an extremely challenging task for any company to take on. We can’t expect Proton to take on the risk of offering a completely anonymous payment service in the current legal climate, but it begs the question: why enter the financial space at all?

While not particularly revolutionary, the fact that they provide a unique HD wallet address every time you receive funds through your same email address does provide additional privacy as no one can see your previous transactions. Even when those are rolled up together later it does make it harder to associate an exact total balance with you. If you used your wallet for smaller spending rather than making a single large send from it, that makes it harder still.

Sure, I would have liked them to add Monero too, but it gets thorny when you’re a regulated company dealing with that.

I’d actually prefer that. Micro transactions. Would certainly limit shitposts

It seems like a no-brainer for me. Limits bots and provides a small(?) income stream for the server owner.

This was linked on your page, which is quite cool: https://crypto-loot.org/captcha

Add a requirement that every comment must perform a small CPU-costly proof-of-work. It’s a negligible impact for an individual user, but a significant impact for a hosted bot creating a lot of comments.

Even better if you make the PoW performing some bitcoin hashes, because it can then benefit the Lemmy instance owner which can offset server costs.

Who out there is actually saying “children shouldn’t be fed”, for example? Fucking nobody, lol.

I’m not even American and I know that plenty of people are saying this 🙄

Here’s one example:

Congress ended the free-lunch-for-all program in June

Here’s another example:

The Republican Study Committee (of which some three-quarters of House Republicans are members) on Wednesday released its desired 2024 budget, in which the party boldly declares its priority to eliminate the Community Eligibility Provision, or CEP, from the School Lunch Program. Why? Because “CEP allows certain schools to provide free school lunches regardless of the individual eligibility of each student.”

Children who had access to food now don’t have the same access, thus “children shouldn’t be fed”.

Fucking nobody, lol.

You’re fucking callous.

I love it, use that functionality all the time. For generic questions, and especially “How do I do X in Linux?” it’s amazing.