Mainly VFFVX, which is up 4.46% over a 3 year period, but I have about 20% in various other funds.

I’m in a Vanguard target fund and I’m up 7.8% over the same period. There was a lot of red until December 2023, when it broke even. All gains are pretty much from this year looking at my returns chart.

I THINK YOU NEED TO RIDE YUOR HOG TO ANOTHER DOCTOR FOR A SECOND OPINION BECAUSE THAT SOUNDS BADASS!!